Are You Making Retirement Plans?
If you have not thought much about your retirement then it is time to change this. The average American spends 20 years in retirement, yet fewer than half of Americans have calculated how much they...
View ArticleDo You Have a Savings Plan?
It seems as if more and more families across the country do not have the necessary savings they need in this unpredictable world. It is advised that you save an amount that is equivalent to your basic...
View ArticleWhat is a Pension?
When you retire, you want to know that you are financially stable to live the life you have come to expect during the years you worked. Pension plans help give retirees a type of regular income....
View ArticleWhat is “Social Security”?
Millions of Americans rely on Social Security for economic security. When you look at your pay stub, it is easy to see how much of the paycheck was deducted for the Social Security tax. Funds from this...
View ArticleWhat Factors Are Involved in Estate Planning?
Estate planning ensures your assets are passed to your loved ones and your wishes are known after your death. There are several factors that are involved in estate planning to have everything in order....
View ArticleWhat is an Annuity?
An annuity is an insurance product that pays you income. Annuities are common for investors who want a stream of income after they retire. You will have to make a lump sum payment in order to receive...
View ArticleSave Money, Follow a Realistic Budget = Happier
It seems as if more and more families across the country do not have the necessary savings they need in this unpredictable world. It is advised that you save an amount that is equivalent to your basic...
View ArticleWhen Should I Start Planning for Retirement? NOW!
The simple answer to when should you start planning for retirement is right now. Everyone should start saving for retirement as soon as they can, which is generally as soon as they enter the workforce....
View ArticleHow Much Do I Need to Save?
There is always the risk that you will not save enough money for you to retire comfortably. Since none of us knows how many years we have to rely on our savings, it is always better to start saving as...
View ArticleGet Ready to Move to Los Angeles
Relocating to Los Angeles? You probably have a lot of questions and think there is not enough hours in the day to get everything ready for the move. It makes a huge difference knowing what to expect...
View ArticleWhat is “Social Security”?
Millions of Americans rely on Social Security for economic security. When you look at your pay stub, it is easy to see how much of the paycheck was deducted for the Social Security tax. Funds from this...
View ArticleWhat Factors Are Involved in Estate Planning?
Estate planning ensures your assets are passed to your loved ones and your wishes are known after your death. There are several factors that are involved in estate planning to have everything in order....
View ArticleQuick Tips for Home Remodel
Remodeling your home may seem like a simple task in the beginning but it can easily become overwhelming. It is much more affordable to do the work yourself, but you also need to know your limits and...
View ArticleWhat Does Credit Affect?
When you think of your credit score, you may only assume that it effects how easy you are to take out a loan or credit card. That is not the case anymore. Many aspects of your life factor in your...
View ArticleMortgage Disability Insurance
Almost half of foreclosures in the US are due to a disability. There were 1.8 million foreclosure-type filings in 2012. To help keep people in their homes, disability insurance companies can help....
View ArticleWhen to Refinance Your Home Mortgage
When you refinance your home, you are paying off an existing loan and replacing it with a new one. Common reasons homeowners decide to refinance their home mortgage is to: Obtain a lower interest rate...
View ArticleForeclosure
Foreclosure is something many homeowners today are trying to avoid. Due to the high number of foreclosures in recent years, lenders have increased efforts to help homeowners be able to make their...
View ArticleGarage Sale Bang for your Buck
If you have sorted out your house during spring cleaning or just want to get rid of some of the items that are laying around unused in your home, a garage sale is a quick way to create space in your...
View ArticleWhat is an Annuity?
An annuity is an insurance product that pays you income. Annuities are common for investors who want a stream of income after they retire. You will have to make a lump sum payment in order to receive...
View ArticleBond…Need Bond
In simple terms, a bond is an IOU where an investor loans money to the government or a company and will be paid back with a predetermined interest rate. With most bonds, the investor is given regular...
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